Med pay! What is it? And why you should know about it!

car accident

Car accidents happen, even to the best of us. We take a risk every time we get behind the wheel. There are circumstances that we cannot control, but there is no need to worry. If you have insurance you must make sure that you have med pay and at least $10,000 of it. The more the better, we advise you to get the highest you can afford.

Med pay is coverage for any medical expenses that you or anyone in the car may have that will not affect your rates in the event of an accident. If you are ever involved in a car accident and have med pay it will cover your medical bills without raising your insurance even if you’re at fault. We all know how expensive an ambulance ride can be. It can easily be $5,000 dollars and if you do not have med pay you will be paying for that alone out of pocket. Which is why we recommend getting $25,000 worth of med pay coverage because that $5,000 ambulance ride will eat up the minimum $5,000 med pay.

Call your insurance agent to get more information regarding your current med pay status. We highly encourage everyone who drives to obtain med pay coverage of at least $10,000 so that you and your family or friends can be covered in the event of an accident. Please drive safe everyone.

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